Tokenless two-factor authentication^© incorporates the better manage security by negating the need to issue and recall tokens as personnel changes occur or tokens fail or are lost. In addition, utilizing mobile devices that are already relied upon by remote employees to deliver passcode information provides a dependable and cost effective solution. Currently, TTFA is undergoing final testing, quality audit under diversified technological platforms.

BEST FIT APPLICATIONS:-

Enterprise:-

• Secure Remote Access
• Enterprise Authentication
• B2B Transactions

Consumer:-

• Online Banking
• E-Commerce
• ISPs

Government:-

• Common Authentication

Benefits:-

• Tokenless Solution does not require additional hardware cost. It utilizes
  mobile phones (existing established technology) for passcode retrieval
• Strong two-factor authentication of users without the user dissatisfaction that normally accompanies transitions to two-factor authentication
• A significant reduction in the losses (financial and otherwise) incurred as
  a result of phishing-related fraud
• The protection of sensitive data that is transmitted or accessible online
• The ability to continue business operations without the need to impose
  new operationally disruptive processes, capital-intensive systems,
  or administrative restrictions intended to reduce exposure to phishing
• Greater customer comfort with conducting business online due to
  improved security delivered imposing complicated requirements on users
• An enhanced shielding against litigation that may arise from
  phishing-related incidents

Features:-

• SMS Based One Time Code (OTC) Retrieval System
• Mobile Application Based One Time Code (OTC) Retrieval System
• Reducing the Window of Opportunity. The window of opportunity is wide
  and open with static passwords. A second factor of authentication can
  narrow down this window of opportunity and render any collected data useless.
• Eliminating Passive Attacks. Implementing a two-factor authentication method,
  which minimizes the window of opportunity, can eliminate passive attacks as the stolen credentials are only valid for a short period of time.
• Mitigating the Risk of Active Attacks. Using the right two-factor
  authentication solution cannot only eliminate passive attacks,
  but it can also contain and limit the damage from an active attack
• Increasing the Cost to Implement Fraud. Implementing two-factor
  authentication will make it harder for fraudsters as they will have to shift
  tomore expensive active attacks. Two-factor also reduces their gain as it
  shrinks the window of opportunity.
• Tokenless. OTC does not require a dedicated security token
  (it uses the mobile phone as a token) consequently saves token cost.
• Platform: Windows Mobile/Symbian
• Technology: BGIL’s two factor authentication application runs on .Net
  or JAVA depending upon the platform on which a particular mobile
  phone is running.